The Canada Child Benefit (CCB) functions as the primary financial support for Canadian families that assists parents in covering child-rearing expenses. In January 2025 eligible families could access up to $7,787 in tax-free available funds per child. This report covers all the essential information related to the Canada Child Benefit requirements and payment schedules and strategies for benefiting from the program.
What Is the Canada Child Benefit (CCB)?
The Canada Child Benefit (CCB) offers monthly tax-free financial payments issued by the Canada Revenue Agency (CRA) to all families raising children who are younger than 18 years old. Leveraging income as a factor determines higher payout amounts will be received by families with lower earnings. >

How Much Can You Receive in 2025?
The Canada Child Benefit for 2024-2025 provides $7,787 in maximum yearly tax-free payments for children younger than six whereas children from six to seventeen years old can get $6,570 annually as their maximum benefit. The amount of payments depends on the family income status. >
Breakdown of Monthly Payments
- Children under 6 years: Up to $649.42 per month
- Children aged 6 to 17 years: Up to $547.50 per month
Who Qualifies for the $7,787 Canada Child Benefit?
The CCB payment requirements in January 2025 include being a Canadian tax residency and being a primary child caregiver for children under 18 years old. >
- Residency: Canada considers tax residents one of the essential requirements to qualify for the child benefit programs.
- Child Age: Young children under 18 years of age qualify for the program.
- Primary Caregiver: The individual whose commitment to the child’s upbringing stands foremost must file the application to receive CCB.
- Income Threshold: The benefits amount will decrease when the family income surpasses established limits. Households with lower net income can obtain the maximum amount of benefits from the program.
How Is the Benefit Calculated?

The amount you receive depends on your adjusted family net income (AFNI). Here’s how the benefit is reduced based on income:
- Families earning less than $34,863: Eligible for the maximum benefit.
- Families earning above $34,863: Benefit starts to decrease based on CRA’s sliding scale.
How to Apply for the CCB?
You can apply for the Canada Child Benefit through: >
- Birth Registration: Apply automatically when registering your newborn.
- CRA My Account: Log in to CRA My Account and apply online.
- Mail Application: Submit Form RC66, the Canada Child Benefits Application.
When Will You Receive the Payment?
The Canada Child Benefit payments release once per month from the 20th of the month. The expected payment date for January 2025 will be on January 20th, 2025.
Final Thought
The $7,787 Canada Child Benefit received tax-free helps essential financial assistance go to eligible families. All parents whose children are under 18 should update their applications to receive the highest amount of benefits. Stay informed about income thresholds and CRA updates to optimize your payments. Check your CRA My Account today to see if you qualify for the full amount!
FAQ’s
What will happen if my revenues change in mid -year?
CRA reorganizes your profits each year based on the tax return. If your income changes significantly, you can inform CRA to adjust the payment.
Is CCB taxable?
No
Can I get CCB if I share custody of my child?
Yes